Off-plan · Cape Town

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    Guides & insights

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    Finance & bonds

    Can you get a bond for an off-plan apartment in Cape Town?

    Banks do approve bonds for off-plan apartments, but the bond only starts at transfer, so you carry the interest-rate risk until then. Here is how it works, with repayments at prime 10.75% and the cost of a rise.

    6 Nov 2026 · 8 min read

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    Buying off-plan

    Can Foreigners Buy Off-Plan in Cape Town? Rules and Tax

    Foreigners and non-residents can buy off-plan in Cape Town. What changes is how the money comes in, how much a local bond can cover, how rent is taxed and what is withheld when you sell.

    6 Nov 2026 · 10 min read

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    Buying off-plan

    How to check a developer and new development in Cape Town

    Check four things before you pay a deposit on a new development: NHBRC registration and enrolment, where the deposit goes, the company's record and the contract. Here is how, and what the NHBRC does not cover.

    5 Nov 2026 · 10 min read

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